Effective Date: 1/1/2025

Company: Insurance For My People ("we," "our," "us")

1. Information We Collect

We may collect the following information from you:

  • Contact information such as your name, phone number, and email address.
  • Insurance-related details such as household size, income estimate, and coverage preferences.
  • Communication data such as text and email responses, opt-ins, and unsubscribe requests.

2. How We Use Your Information

We use your information to:

  • Send important updates about open enrollment, plan options, and renewal reminders.
  • Share policy information and educational content related to your insurance coverage.
  • Communicate marketing offers or special programs (only if you have opted in).
  • Improve our services and customer experience.

3. How We Communicate With You

By providing your contact information, you agree that we may contact you via:

  • Text (SMS/MMS)
  • Email
  • Phone calls or voicemails

Message and data rates may apply depending on your carrier. You may receive recurring messages related to your insurance or enrollment.

4. Opting Out

You may opt out of communications at any time by:

  • Replying STOP to any text message, or
  • Clicking Unsubscribe at the bottom of any email.

Once you opt out, you may still receive required communications about your existing coverage or account.

5. Data Protection

We maintain administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.

6. Sharing Information

We do not sell your personal information. We may share limited data only with trusted partners who help us:

  • Manage communication (email or text platforms), or
  • Process insurance enrollments in compliance with federal and state law.

All partners are required to protect your data according to strict privacy standards.

We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign.

We may share your personal data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

7. Your Rights

You may:

  • Request access to or correction of your personal information.
  • Withdraw consent for communication at any time.

To exercise these rights, email us at info@insuranceformypeople.com.

8. Updates to This Policy

We may update this Privacy Policy periodically. Updates will be posted on our website with the effective date.

Terms and Conditions for Text & Email Communications

Effective Date: 1/1/2025

1. Consent to Communicate

By providing your phone number or email address, you consent to receive communications from Insurance For My People related to:

  • Insurance enrollment and renewal
  • Policy updates
  • Educational or promotional information

2. Message Frequency

Message frequency may vary based on your activity, enrollment period, or level of engagement. Standard carrier message and data rates may apply.

3. Opt-Out Procedure

You can opt out at any time:

  • Text: Reply "STOP" to cancel or "HELP" for help.
  • Email: Click "Unsubscribe" in the footer of any email.

4. No Guarantee of Delivery

We are not responsible for delayed, undelivered, or misdirected messages due to mobile network issues or incorrect contact information.

5. User Responsibilities

You agree to:

  • Provide accurate and up-to-date contact information.
  • Ensure you are the authorized user of the phone number or email address provided.

6. Limitation of Liability

Insurance For My People is not liable for:

  • Any damages resulting from the use or inability to use our communication services.
  • Message delays or delivery failures beyond our control.

7. Changes to These Terms

We may update these Terms and Conditions at any time. Continued use of our communication services means you accept the updated terms.

8. Contact Us

If you have any questions about this policy, contact us at:

info@insuranceformypeople.com

(941) 229-8599